First Metro Agency

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Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it. Homeowners insurance is a package policy. This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people. This includes damage caused by household pets. Damage caused by most disasters is covered but there are exceptions. The most significant are damage caused by floods, earthquakes and poor maintenance. You must buy two separate policies for flood and earthquake coverage. Maintenance-related problems are the homeowners' responsibility.
Louisiana Homeowners Insurance

We can now write homeowners insurance in every parish. Currently residents in Louisiana have more options for homeowners insurance than in recent memory, but most of the companies writing new policies today are looking for newer construction and the premium is heavily discounted if the year built is within the last five years. That is great for some residents, but not the entire community. We have multiple companies that are competitive for homes built as early as 1950. Contact us First to start saving up to 45% on your current homeowners renewal or your new home purchase.

Why choose First Metro Agency?
Savings for Auto Insurance and Homeowners Insurance right now
Fast free quotes with low down payments
Up to 50% savings on your current Fair Plan renewal
Low cost Car Insurance with multiple discounts available
Louisiana locations where we can help you
We can write in any zip code in Louisiana. Contact us for our low rates and access to the top insurance companies.
Low Cost Insurance
You want the lowest possible rate with a dependable, high quality insurance company. We understand. We will search the insurance market with the top rated carriers we represent.

You need to speak to a representative on the phone not a computer. You need your phone calls returned promptly. We work for you. You are our priority. You are able to build a relationship with a Customer Service Representative or an Agent. With the large agencies and direct companies, you may never speak to the same person twice.
We are a local business in the community
We offer competitive pricing from the top rated companies in this area. We offer flexibility at renewal if you want to lower your premium or just test drive the local insurance market for the best rate.
Buy from an Independent Insurance Agent
The direct writers like Geico have the unlimited advertising budget and funny commercials, but they can only offer you one quote. If they increase your renewal you have no options but to pay it or start shopping. Let us do the work for you. We can compare your Car Insurance renewal with our A rated carriers we represent like PROGRESSIVE, AAA, and F A R M E R S among many others. You provide us the information and we get to work for you and we can do this at every renewal period. Just call us First. We are not like the many agents in this area with the "sell it and forget it" attitude. Put us to work for you and your budget.

We understand how difficult it has been for you in South Louisiana. Rates go up every year and some companies offer less and less coverage with higher deductibles. We represent a few national carriers that want to quote your homeowners insurance.
Low Cost Louisiana Car Insurance
Our goal is to find you the lowest cost with the most dependable top rated carrier in Louisiana. As an independent insurance broker, we work for you. If you are not satisfied with your current renewal premium, we can move you to another company. We have no obligation to any carrier we represent. During these shaky financial times, you need to save money. You need to lower your bills.
Rental Dwelling Insurance
We can write rental dwellings with liability throughout Louisiana. Homes older than 50 years old will have to prove electrical, roof, plumbing and heating updates.

Sportbikes, Cruisers to Scooters. We can quote your Motorcycle Insurance in minutes. 12 month policies with low down payments.

Custom Boat Insurance quotes to fit your needs. We can quote Bass Boats, Center Console, Cabin Cruisers, Ski Boats, Sailboats, Houseboats. We offer Total Loss Replacement Coverage, On Water Towing, Liability limits up to 1,000,000 along with additional coverage options. If it floats, we can quote it.
Excess Flood Insurance
If your home is at risk for flooding, you can purchase the maximum amount of flood insurance available through the National Flood Insurance Program. Excess Flood Insurance pays for a flood loss that exceeds the NFIP maximum coverage limits available. For residential properties, the maximum limit is $250,000 for the dwelling and $100,000 for contents. Excess Flood Insurance will cover your dwelling and contents above the underlying limit restrictions of the National Flood Insurance Program.

We work as your representative in the event of a claim with the company's claims representative. You can be assured you are getting personal, fair and fast attention in addressing all your insurance needs. If you buy direct, who can speak to the company on your behalf? We can communicate with the company and the company claim representative to faciliate a claim settlement. If you suffer a loss, we can work with you to resolve your claim.
Auto Insurance, Homeowners Insurance and Commercial Insurance, Boat and Marine Insurance are our specialty at First Metro Insurance Agency. Use our online quote request forms. Your request for an insurance quote will come to our staff. It is our goal to contact you in 24 hours or less, and one of our staff will provide you the insurance quotes you requested and the service you deserve. We search the insurance market so you don’t have to. Save time and money and CALL US FIRST.

Submit an online quote request or call me today and ask for Tim D'Angelo 504-348-3131 or 1-866-393-3131

We pride ourselves on superior customer service. We are a growing insurance agency serving South Louisiana and we have two locations to serve you. Our mission is to provide you top quality products and service. Once you become a First Metro Agency customer, it is our goal to keep you as one.

Coverage from $100,000 to $1,000,000 for homes built after 1950

We will quote your Personal Insurance within 15 minutes.
We will return your phone call in the same day.
We will continue to service your needs after the policy is sold.

· Boat Trailer Transfer
We have online quote forms, or you can contact us directly. Use our online quote forms for

We will make an appointment at your convenience. Personal service is what you deserve